This is a type of optional car insurance coverage that works for you in emergency happenings. This coverage pays for the costs of your rental vehicle after an accident or being damaged in any other emergency happening when your personal vehicle is on the process of repairing by the auto insurance company. Thus this coverage is very useful for those who don’t have their personally owned cars while driving on the roads.
What is rental reimbursement coverage?
This special coverage is not the part of your auto insurance coverage, rather it is optional and it tends to provide you benefits in case of emergency happenings with your rental vehicles. The comprehensive and collision coverage also cover your costs for the same purpose. This coverage is very useful when you are not having your own vehicle and you have to go attend your class or to work when your personal vehicle is on repairing by the auto insurance company. The Rental reimbursement coverage in Dallas covers the costs of your vehicle in the following cases
- Car accident
- Auto theft
- Damage to the vehicle due to severe weather
How to get rental reimbursement coverage in Dallas
There are two conditions for getting this coverage.
- The first one is that your rent a car from an approved provider and bills them with the auto insurance company directly. You can see your car provider to learn more about this option.
- You rent a car from the business of your choice and pay for the cost. After that, you are required to submit the receipt and claim of your rental vehicle for the acquisition of rental reimbursement coverage in Dallas.
Limits for rental reimbursement coverage in Dallas:
There are two limits for this coverage, per day and per accident limit. For example, your rental reimbursement coverage offers you $25 per day or $750 per accident. In simple words, you can say that your rental reimbursement coverage will pay $25 per day for your rental vehicle cost and will not help you more if you exceed the cost of $750 incurred on your vehicle by the auto insurance company. These limits are decided and agreed upon in the agreement of this coverage policy. Once agreed, you are subject to get that coverage.
Conditions for vehicles:
There are certain conditions for the vehicle as well. According to this coverage, you can rent a similar vehicle that is going to be repaired under this coverage but if the process of repairing is time-consuming, and then you can have lower cost vehicle on rent not the expensive one then your original vehicle that is under the process of repairing.
When does rental reimbursement coverage in Dallas work?
The point to be noted is that this coverage pays for the cost of your rental vehicle when your own vehicle is on repairing by the auto insurance company. But it will not facilitate you if your vehicle is getting repaired on any shop and is not carrying auto insurance coverage by the company. So this coverage is only for those who are having auto insurance of their cars in Dallas.
Rental reimbursement coverage cost:
The cost of this coverage is determined by the policies of auto insurance companies. Further, it depends upon the states where you live. So you must consult your respective state auto insurance adviser for getting this coverage.